My heart goes out to all of my fellow Californians currently displaced by the California wildfires. It seems that these wildfires continue to increase both in number and intensity every year- so what do we as homeowners need to know in order to be prepared for a possible disaster and damage to our homes and properties? Below is a quick tip sheet on the 5 basic things homeowners need to know about protecting your physical assets in these devastating fires.




1. Make Sure You’re Covered.
Obtain a complete copy of your residential homeowner's insurance policy. The law requires your insurance company to provide this to you free of charge within 30 days of your request. Go through the document with your insurer to understand what your policy covers.


2. Make Sure You Understand The Details Of Your Coverage
Not all homeowners insurance includes wildfire coverage, and if it does it may not actually cover you for the full value of your home and the assets within it. Ask yo ...

According to the Market Report - a publication of Real Living Lifestyles (http://www.sandiegoareahomesearch.com ) by Rhonda Hebert - the number of homes for sale in San Diego, CA was 1,401, down 9.19% from 1,530 in December. This is the 4th consecutive month where the number of homes for sale decreased.

The average price of homes for sale was $780,223, which was down from $796,739 in December. Likewise the median price of homes for sale - the number at which half of the homes listed for sale were for more and half were for less - decreased 1.63% to $517,325.

"San Diego home prices are up again, fueling optimism that the real estate market continues to rebound.If you are wanting to sell your home in San Diego, now is the time," Said Rhonda Hebert from Real Living Lifestyles who released the study. "The inventory is very low in the county and homes are receiving multiple offers. With interest rates still at record lows, it's a good market for buyers.

"Why re ...