What is the first step in buying a new home? Nope—it's not leaping into buyer mode by picking out a real estate agent who has pretty homes, setting up a home inspection, and then moving in your sectional couch.

Real estate agents agree that long before you peruse listings or check out open houses, you should talk to a lender about your credit score, so that you can secure a motgage.

"Talk to your bank or a reputable mortgage company to see what you qualify to purchase," explains Rossan Nitti, a Realtor® with RMN Investments & Realty Services, in Laguna Beach, CA.

Here are more step-by-step home-buying details, including information about down payments, closing costs, mortgage rates, pre-approved mortgages, and more. Once you've figured out this (seemingly) long-term financial process, a real estate agent can help you become a home buyer with these next steps, like choosing between apartments or single-family homes, home inspections, and so on.

Continue article here

Interested in finding out the value of your home? Use our FREE Home Evaluation tool here: CLICK HERE 


Cheers, 
The Hebert McMahon Realty Group